From The Insurance Code of the Philippines, Annotated, 2010 Edition by De Leon and De Leon:
Page 47 -
Page 379 -
Also from page 379 -
I remember Dean Joan Largo, my professor in Consti I, whenever I cross path with "express and/or implied". I asked her during one meeting of our class why it should be "express and/or implied" and not "expressed and/or implied". I think there is no clear cut explanation on the matter. But the accepted terminology is "express".
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